personal finance
darby-direct.com paying 3.00% APY
By Stealthy at 6 May, 2009, 11:37 pm
I came across darby-direct.com this week and decided to open an online savings with them. They are paying 3% compared to HSBC’s 1.65% I’m currently getting. So far I’ve had no problems except when calling and getting someone. They say they were not prepared to handle the mass amount of applications they were getting after […]
Read More >>What’s Your Credit Age?
By Stealthy at 7 February, 2009, 1:00 am
I was surfing the net tonight and I found a website that would calculate your credit age. It’s kinda fun to play around with and see your age. I took it and I’m a “Credit Connoisseur”. I would love to see what everyone else gets just for kicks. Click here to go to the site […]
Read More >>Rebalancing my 401k for 2009
By Stealthy at 5 February, 2009, 3:24 pm
Today I changed what my 401k contributions purchase. Previously they were purchasing 3 different mutual funds (2 mid-cap funds & 1 international fund). I now have 100% going into a bond fund. I’ve decided to give this fund a try because I would like to at least break-even in my 401k this year because I […]
Read More >>How much do you have in your emergency fund?
By Stealthy at 26 January, 2009, 8:13 pm
I know most financial “guru’s” tell you to have 3-6 months income put into an emergency fund, but I’m wondering how much people actually have put away. This number will definitely vary based on how conservative a person is with their finances. I’m a pretty conservative guy. Not as conservative as my wife, who wants […]
Read More >>November 2008 Financial Status
By Stealthy at 10 January, 2009, 3:27 pm
Below is my income statement & balance sheet for November 2008. I’m a little late at getting it out but it’s out. With this being the first time in months that I’ve tracked my finances I really don’t have much to compare them to at the moment.
Income for November was $1,730.50. Misc. Income was from […]
HSBC online Savings Rate still 3.00% APY
By Stealthy at 30 December, 2008, 11:08 pm
My wife and I have had a HSBC online savings account for several years now. She has had it before we got married. A few weeks ago when the FED’s cut rates I was sure the HSBC savings rate would fall accordingly, but surprisingly it has continue to stand at 3.00%
FNBOdirect.com cut their rate from […]
Health Savings Account w/ a high deductible
By Stealthy at 17 December, 2008, 9:31 pm
Today I signed up for a health savings account with my employer and opted for the $2,600 deductible. My premium is only $20 per month now. I used to be on a $750 deductible and my premium was $60 per month. The $40 difference in premium I’m transferring to my Health Savings Account (HSA) to […]
Read More >>Job Promotion
By Stealthy at 27 December, 2007, 11:46 pm
Today I was told that I received the new position that I had applied and interviewed for a few weeks ago. I will start the position in mid January, but will not actually be receiving the pay for the position. I will still be paid as a teller and will be reviewed to see at […]
Read More >>I renegotiated my credit card
By Stealthy at 27 December, 2007, 8:01 pm
This weekend I’ll finish my goals for 2008. I need to buckle down and start saving more money. Next year will be exciting I believe.
Today I called Capital One because they wanted to talk with me about my card and making some changes to get me to use it more. I quit […]
Sharebuilder says “$9.95 real-time trades for EVERYONE!”
By Stealthy at 15 December, 2007, 5:26 pm
I just checked out Sharebuilder’s new website. They have changed the colors to match ING’s now. I think it looks pretty good. They say nothing about my account will change and login is the same also.
One of my favorite things I noticed when I first saw the site is that real-time trades […]
