I renegotiated my credit card
This weekend I’ll finish my goals for 2008. I need to buckle down and start saving more money. Next year will be exciting I believe.
Today I called Capital One because they wanted to talk with me about my card and making some changes to get me to use it more. I quit using it back in October because I got a Chase Freedom for the rewards, but kept my Capital One open. Through the conversation I have changed my card to a rewards card with a minimum pay out of $0.01 which is cool. The rep. also offered me a rate increase from $1k to $2k, which is cool with me.
Before we finished I asked him if I could get 6 months interest free. He was hesitant and told me that he could give me either a rate increase or 6 months interest free. I decided to go with the 6 months interest free because I’m looking to buy a Canon Rebel xti, which is about $500-$700. I’m planning to go ahead and get the camera and just put it on the credit card and pay it off over a 6 month period.
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